“Just because you are not aware of any flooding history in your area, don’t assume it can’t happen to you in the future. Likewise, don’t conclude that you have no flood risk if your property is not in a flood zone.

According to the Federal Emergency Management Agency (FEMA, 2013), if your property is in a 100-year flood plain, you are twenty-seven times more likely to experience a flood than have a fire! Most property owners and business owners buy fire insurance, but very few buy flood insurance…”

Excerpt taken from “ Risk Management: Severe Weather — Flood Risks” By Edward A. Schirick, CPCU, CIC, CRM. ACA Camping Magazine. January/February 2014. http://www.acacamps.org/campmag/1401/risk-management